Owner Builders in Australia

April 21st, 2010 18 Comments
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Australians are known for their innovation and the desire to live the Great Australian Dream of owning a home on a 1/4 acre block of land.  While most people choose to pursue this dream by buying an existing house, some choose to build their homes to their specifications and with their own designs.  They likewise would want to handle the ordering of materials, the scheduling of construction, and other details on their own.

These people are the owner builders of Australia, who build their own homes from scratch without the help of construction companies or licensed builders.  Such a practice has become a growing trend, and a lot more people are choosing to go at it on their own and enjoy the additional control and extra savings.

The only limitations you have is your creativity, the budget you have and in some cases the lack of creativity of the local council!  Aside from that you are totally in control.  However, this control can sometimes work against you, as there is always a tendency to overspend when it comes to the finishings of your home. Who wouldn’t want their home to be perfect?

Owner builder home loans

There are a lot of joys and advantages to being an owner builder.  However, one of the main disadvantages is the difficulty of procuring a home loan.  This is because banks and non-bank lenders are somewhat wary of financing an owner builder project.  There are more risks involved, and there is no guarantee that the project will be finished, hence the apprehensions of the major banks.

With the help and aid of specialist mortgage brokers such as the Home Loan Experts, you will be provided with sufficient choices of lenders who trust owner builders and allow them to borrow enough to complete the project.  You can view their webpage on owner building or call them on 1300 889 743.

How does the process work?

If you don’t understand how the process of building a home actually works, then we would strongly recommend that you read the Owner Builder Guide. This will explain the steps involved in building your home, and how to get the most from your sub-contractors and suppliers.

Happy building!


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