Loans for those with Unusual Jobs

March 24th, 2010 23 Comments
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Each and every person has a right to earn income.  This is part of the basic right to survive and to earn your keep.  However, because of the diversity of skills and talents that people have, some cannot work or work better outside the common workplace.  Sometimes their jobs entail special skills that often are not clearly documented.  This means that they may be earning a fairly large amount of money, but they have no shred of proof of these earnings.

Due to the fact that they cannot provide any documentation whatsoever, these people often get a bad deal or have a hard time finding a bank or lender who is willing to grant their home loan.  The sad thing about this is that they may be earning much more than the regular employee, yet they have no access to loans.  They may have an unusual jobs, but they should have a right to a roof above their head too.

Fortunately there are a handful of banks and lenders who are willing to take a risk and lend these people money in order to enable them to buy their dream homes.  They deserve as much as they work hard for their money.  The only drawback is that because of the lack of the common documents to assess the risk that banks usually take, it is to be expected that they will charge interest rates that are a bit higher than usual. Of course the banks and lenders cannot be blamed as they have a right to protect their own interests as well.

For those employed who work unusual jobs, it would be best to consult the home loan experts with respect to possible loans.  They can direct you to the particular lenders who are willing to grant loans despite the fact that your source of income and job is different from most.


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