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	<title>Home Loan Rate - Australia &#187; Home Loans</title>
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		<title>Warehouse Conversions</title>
		<link>http://home-loan-rate.com.au/home-loans/warehouse-conversions/</link>
		<comments>http://home-loan-rate.com.au/home-loans/warehouse-conversions/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 00:01:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=1117</guid>
		<description><![CDATA[What is a Warehouse Conversion? Old warehouses can often lie unused by businesses and developers often come in, purchase them and then convert them into large, open plan apartments. Once developed they are sold on to the public, often for large sums of money. They are also known as commercial property conversions or industrial conversions [...]]]></description>
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		<title>Fixed Rate Loans</title>
		<link>http://home-loan-rate.com.au/home-loans/fixed-rate-loans/</link>
		<comments>http://home-loan-rate.com.au/home-loans/fixed-rate-loans/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 08:59:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fixed rate loans]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[rate lock]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=888</guid>
		<description><![CDATA[What is a fixed rate home loan? A fixed rate home loan will allow you to lock in an interest rate during the entire fixed term period. A locked interest rate is a fixed interest rate that many bank lenders offer to borrowers for a specified amount of time. You can choose from a 3, [...]]]></description>
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		<title>95% Home Loans</title>
		<link>http://home-loan-rate.com.au/home-loans/95-home-loans/</link>
		<comments>http://home-loan-rate.com.au/home-loans/95-home-loans/#comments</comments>
		<pubDate>Fri, 27 May 2011 20:01:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[95%]]></category>
		<category><![CDATA[Deposit]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=885</guid>
		<description><![CDATA[What does the term &#8220;95% home loan&#8221; mean? When a home is purchased, some lenders will offer a mortgage for 95 percent of the price of the home. Refinance loans are not eligible for this type of loan. At the closing table, the borrower must provide the other five percent to complete the purchase of [...]]]></description>
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		<title>Loans To Trusts</title>
		<link>http://home-loan-rate.com.au/home-loans/loans-to-trusts/</link>
		<comments>http://home-loan-rate.com.au/home-loans/loans-to-trusts/#comments</comments>
		<pubDate>Sat, 21 May 2011 03:49:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Trusts]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[trusts]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=904</guid>
		<description><![CDATA[Most everyone is familiar with the process of applying for home loans as an individual or couple. However, many people don’t know that it is also possible for a trust to obtain a residential loan. Loans to trusts are a bit more complicated in nature, but if you have the right type of trust and [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>The Cost Of Mortgage Insurance</title>
		<link>http://home-loan-rate.com.au/home-loans/the-cost-of-mortgage-insurance/</link>
		<comments>http://home-loan-rate.com.au/home-loans/the-cost-of-mortgage-insurance/#comments</comments>
		<pubDate>Thu, 12 May 2011 08:43:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[Lenders Mortgage Insurance]]></category>
		<category><![CDATA[LMI]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=909</guid>
		<description><![CDATA[A lender is at risk for financial loss when they agree to grant a home loan to a borrower. If the borrower should default on the loan, the lender will lose the amount left on the mortgage at the time of the borrower&#8217;s final payment. In order to prevent losses on mortgages and maintain a [...]]]></description>
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		<title>85% Home Loans</title>
		<link>http://home-loan-rate.com.au/home-loans/85-home-loans/</link>
		<comments>http://home-loan-rate.com.au/home-loans/85-home-loans/#comments</comments>
		<pubDate>Tue, 10 May 2011 08:39:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>
		<category><![CDATA[85%]]></category>
		<category><![CDATA[Deposit]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=884</guid>
		<description><![CDATA[If you save up a 20% deposit on your home loan, this allows you to avoid needing to pay for lender&#8217;s insurance. Unfortunately, this isn&#8217;t always a possibility. If you can afford a 15% deposit, however, this is still much better than a 90% or 95% loan. You can use either a 15% deposit or [...]]]></description>
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		<title>Guarantor Loans</title>
		<link>http://home-loan-rate.com.au/home-loans/guarantor-loans/</link>
		<comments>http://home-loan-rate.com.au/home-loans/guarantor-loans/#comments</comments>
		<pubDate>Tue, 10 May 2011 02:15:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Guarantor home loan]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[family pledge]]></category>
		<category><![CDATA[guarantor loans]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=891</guid>
		<description><![CDATA[If a person is trying to obtain a home loan and he or she does not meet the requirements, a lender may ask the person to supply a guarantor. The lender asks for this because they do not feel comfortable with the borrower&#8217;s ability to make repayments. This situation usually occurs when an applicant has [...]]]></description>
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		<title>Maximum LVR&#8217;s And Loan Amounts</title>
		<link>http://home-loan-rate.com.au/home-loans/maximum-lvrs-and-loan-amounts/</link>
		<comments>http://home-loan-rate.com.au/home-loans/maximum-lvrs-and-loan-amounts/#comments</comments>
		<pubDate>Sat, 07 May 2011 02:47:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[loan amounts]]></category>
		<category><![CDATA[maximum lvr]]></category>
		<category><![CDATA[risk]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=907</guid>
		<description><![CDATA[The loan to value ratio (LVR) influences the size of the loan that you are able to obtain from a lender, as well as they way that they view your risk. If you are interested in knowing what your LVR can be based on the size of the loan, this article will serve as a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lenders Mortgage Insurance (LMI)</title>
		<link>http://home-loan-rate.com.au/home-loans/lenders-mortgage-insurance-lmi/</link>
		<comments>http://home-loan-rate.com.au/home-loans/lenders-mortgage-insurance-lmi/#comments</comments>
		<pubDate>Fri, 06 May 2011 08:55:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>
		<category><![CDATA[Lenders Mortgage Insurance]]></category>
		<category><![CDATA[LMI]]></category>
		<category><![CDATA[LMI Calculator]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[property]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=899</guid>
		<description><![CDATA[If you are in the market for a new home, you may have heard or seen the term “lenders mortgage insurance” or “LMI”. Each time a bank approves a home loan, they are at risk of the borrower defaulting on that loan. If the lender has to foreclose on a property but does not sell [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>3 Year Fixed Rate</title>
		<link>http://home-loan-rate.com.au/home-loans/3-year-fixed-rate/</link>
		<comments>http://home-loan-rate.com.au/home-loans/3-year-fixed-rate/#comments</comments>
		<pubDate>Thu, 05 May 2011 08:35:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fixed rate loans]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[3 year]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://home-loan-rate.com.au/?p=882</guid>
		<description><![CDATA[Almost everyone will need to take out a loan at some point in his or her life. Whether it be in the form of a home loan, to start a business, or to purchase a vehicle, loans are necessary for many of the major transactions we enter into. Choosing the best loan, however, can be [...]]]></description>
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